7 Things to Keep in Mind While Filing Your ITR

### *By CA Dhwanik Shah & Co.*

### **1. Review Your AIS (Annual Information Statement)**

Ensure all your income sources and high-value transactions are correctly reflected and match with your actual records.

### **2. Carry Forward Capital Losses (STCG/LTCG)**

Report short-term and long-term capital losses on time to carry them forward for future tax savings.

### **3. Choose the Right Tax Regime (Old vs. New)**

Compare both regimes carefully — one offers deductions, the other offers lower slab rates. Choose what suits your financial situation.

### **4. Match with SFT (Specified Financial Transactions)**

Reconcile your ITR data with high-value transactions (like mutual funds, property, credit cards) reported to the tax department.

### **5. Declare TDS on Rental Income**

If your tenant has deducted TDS on rent, make sure to report both the rental income and claim the TDS credit.

### **6. Accurately Report Property Transactions**

Declare all real estate purchases/sales and compute capital gains correctly. Don’t forget to claim eligible exemptions.

### **7. Match Turnover with GST Portal (if GST-registered)**

Ensure consistency between the turnover declared in your ITR and your GSTR-3B/GSTR-1 to avoid discrepancies or notices.